Insurance, Financing & Payment Options
Accessible Pediatric Dental Care in Tewksbury, MA
At Pediatric Dentistry and Beyond, we believe that every child deserves compassionate, high-quality dental care — regardless of financial circumstances. That’s why we offer clear, flexible payment options designed to meet the needs of local families throughout Tewksbury, Andover, Billerica, Wilmington, and surrounding areas.
Whether you have insurance or not, our team will help you navigate your options with transparency, kindness, and no pressure.
Located at 1147 Main St. – Cottage Place, Tewksbury, MA
We Accept Most Major PPO Insurance Plans
Our office is in-network with many popular PPO dental insurance plans, and we’re happy to file claims on your behalf. If we are out-of-network with your plan, we’ll still help you maximize any available benefits.
We regularly work with:
Delta Dental
Blue Cross Blue Shield
Guardian
MetLife
Cigna
Aetna
United Concordia
And many others
Delta Dental
Blue Cross Blue Shield
Guardian
MetLife
Cigna
Aetna
United Concordia
And many others
Have questions about your plan?
Just give us a call! Our insurance coordinator will walk you through your coverage and estimated out-of-pocket costs before any treatment begins.
No Insurance? No Problem. We’ll Help You Plan.
If you don’t have dental insurance, we’ll work with you to make care affordable through flexible options such as:
All Major Credit Cards Accepted
We accept Visa, Mastercard, Discover, and American Express.
Cash, Debit & HSA/FSA Cards
We accept all standard forms of payment and can help you use your HSA or FSA funds for eligible pediatric dental services.
Cherry Financing Option
You can finance your dental payment over a period of months with Cherry. Apply here
Flexible Payment Plans & Financing Options
We know that dental care is an investment — and we’re here to make it manageable.
CareCredit® Financing
CareCredit offers low- and no-interest payment plans for qualifying patients. You can use it to finance:
Restorative treatments
Sedation options
Special appliances
Any treatment not fully covered by insurance
Restorative treatments
Sedation options
Special appliances
Any treatment not fully covered by insurance
Quick application
Instant approval decisions
No prepayment penalties
Can be used for all children in your family
Quick application
Instant approval decisions
No prepayment penalties
Can be used for all children in your family
Ask us for help applying in-office, or apply online through CareCredit.
In-House Payment Plans
For families without insurance or with larger treatment plans, we may offer custom in-house payment options. We’ll discuss what’s possible based on your specific care needs.
Transparent Estimates & Honest Communication
We provide clear treatment plans and financial estimates before every procedure — no surprises, no pressure. We’ll walk you through:
What’s covered by your insurance
What your portion will be
Financing or payment options available
Timing and scheduling for multiple phases of care
What’s covered by your insurance
What your portion will be
Financing or payment options available
Timing and scheduling for multiple phases of care
Need time to think it over? That’s okay! We’ll never rush you into a decision.
Pediatric Dental Care That Puts Families First
Dr. Jasveen Singh is committed to providing inclusive, compassionate care that works for real families. Our team is trained to:
Explain costs in clear language
Work with a variety of budgets
Help families prioritize care and avoid delays
Support parents navigating insurance for the first time
Explain costs in clear language
Work with a variety of budgets
Help families prioritize care and avoid delays
Support parents navigating insurance for the first time
If your child needs treatment and finances are a concern, please talk to us — we’re here to help.
Questions About Coverage or Cost? We’re Here for You
Pediatric Dentistry and Beyond
Whether you’re using insurance or paying out of pocket, our goal is to make your child’s dental care affordable, accessible, and stress-free.
Schedule Your Visit!
Call now or book online — and let us help you create a financial plan that supports your child’s health and your family’s peace of mind.