Insurance & Payment Options
Making Pediatric Dental Care Easy and Affordable for Families in Tewksbury
At Pediatric Dentistry and Beyond, we believe every child deserves access to expert dental care—and that starts with making it simple and stress-free for parents. We offer a range of flexible payment and insurance options to meet the needs of families throughout Tewksbury and nearby towns like Andover, Billerica, and Wilmington.
We Accept Most Major Dental Insurance Plans
Our office works with many major PPO dental insurance providers. If you’re unsure about your coverage, our front desk team will gladly verify your benefits and help you understand exactly what’s included.
Commonly accepted plans include:
Delta Dental
Blue Cross Blue Shield
Cigna
MetLife
Guardian
United Concordia
Aetna
MassHealth (eligibility must be confirmed)
Delta Dental
Blue Cross Blue Shield
Cigna
MetLife
Guardian
United Concordia
Aetna
MassHealth (eligibility must be confirmed)
Not sure if your plan is accepted? Give us a call before your visit—we’ll take care of the details for you.
Flexible Payment Options for Every Family
If you’re not using insurance or your plan doesn’t cover a specific service, don’t worry—we offer simple, upfront pricing and multiple ways to pay.
We accept:
Visa, Mastercard, American Express, and Discover
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
Personal checks and cash
Third-party financing (see below)
Visa, Mastercard, American Express, and Discover
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA)
Personal checks and cash
Third-party financing (see below)
Financing Options
Need a more flexible way to pay for larger treatment plans? We partner with trusted financing providers to offer:
Affordable monthly payments
0% interest options for qualifying applicants
Extended terms based on credit
Affordable monthly payments
0% interest options for qualifying applicants
Extended terms based on credit
We’ll walk you through your options during your visit—no pressure, just clear answers and support.
Need Help With Forms?
To save time during your first visit, we recommend downloading and completing your paperwork in advance—including your Financial Agreement form.
Visit our New Patient Forms page to get started. If you have questions, just call our front desk—we’re happy to help.
Still Have Questions?
Insurance and billing can be confusing, but we’re here to make it easy. Whether you want to confirm a benefit, explore payment plans, or prepare for an upcoming treatment, we’ll walk you through it step by step.
Schedule Your Visit!
Exceptional Pediatric Dental Care—Without Surprises
At Pediatric Dentistry and Beyond, we believe in transparency, honesty, and kindness at every step of your family’s dental journey.